Disclaimer: Estimates only. Final terms depend on lender underwriting. Review the Key Facts Statement (KFS) before you apply.
Loan repayment schedule (first 12 months) — click to expand
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Standard Chartered Bank Business Loan EMI Calculator
A quick, accurate calculator for Standard Chartered Bank Business Loan. Enter loan amount, rate, and tenure to get your EMI, total interest, and a month-wise schedule.
Standard Chartered Bank Business Loan eligibility
Typical criteria include GST registration, business vintage of 12–24 months, minimum turnover, stable banking, and acceptable bureau profile. Final eligibility varies by internal policy.
- Vintage: 12–36 months+ preferred
- Turnover: as per segment and ticket size
- Bureau: 700+ helps; secured loans tolerate lower
Fees, charges, and prepayment
Processing fee, documentation, and GST apply. Foreclosure and part-payment rules differ by lender and product type. Always check the Key Facts Statement.
Worked examples
Illustrations using indicative rates; not offers.
- ₹5,00,000 for 24 months @ 13% p.a.
- ₹25,00,000 for 36 months @ 14% p.a.
- ₹1,00,00,000 for 60 months @ 12.5% p.a.
Methodology and formula
We use the standard amortization formula: EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is principal, r is monthly rate, and n is number of months. Totals derive from EMI × n.
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Sources and references
See RBI fair practices and Key Facts Statement circulars for borrower disclosures. Product specifics vary by lender; verify on the bank's website.