E-Shram Card: Balance Check, Benefits, Registration, and Updates

A bold move to assist unorganised sector workers is the E Shram Card project launched by the Indian government. Workers can register to get many advantages including insurance coverage, pension schemes, and even financial help by means of the E Shram Portal. This blog will cover all there is to know about E Shram Cards, including how to check the balance, download the card, and change details, so arming you with all the knowledge at your hands.

What is an E-Shram Card?

Workers in the unorganised sector who can use the ID for accessing government initiatives and benefits are granted the E Shram Card. Included construction labourers, domestic workers, street sellers, agricultural labourers, and more, this card is a part of e-Shram Portal, central database of the disorganised workers.

Key Features of the E-Shram Card

• Instead each holder gets a unique, 12 digit Universal Account Number (UAN).
  
  
• Insurance Benefit: Pradhan Mantri Suraksha Bima Yojana provides the workers with accidental insurance of up to ₹2,000.
  
  
• Financial Benefits: The working population gets direct benefit transfers through various government schemes.
  
  
• Pension Benefits: They may be enrolled in pension schemes.
  
  
• Programmes for talent Development: It provides chances for talent development.

How can one find the E-Shram Card Balance?

Everyone needs knowledge about government payments or how to check the E-Shram Card balance. Here is a detailed road map:

1. Visit the official E Shram Portal by means of your browser at https://eshram.gov.in/
   
   
2. Log in using credentials.
• On entering the Aadhaar linked mobile number and OTP sent to your mobile.
  
  
3. Go to the Payment Status Section.
• On the dashboard, look for the Payment Status or Check Balance section.
  
  
4. Verify Your Payment
• Enter your UAN number or Aadhaar number.
• The system shows your balance or government payments.

Alternative Methods to Check Balance

• Download the UMANG app and link it with your E Shram Card to view balance changes.
  
  
• Use mobile banking or UPI apps to check for payments if you linked your Aadhaar to a bank account.

Downloading an E Shram Card

1. Visit the E-Shram Portal
   • Visit eshram.gov.in in the browser.
     
     
2. You have to enter a mobile number linked to your Aadhaar.
   • Enter your mobile number and verify OTP to log in.
     
     
3. Go to the Download Section.
   • On the dashboard, it filters to ‘Download E Shram Card.’
     
     
4. Download the Card
   • Click on the download button and save the card as a PDF. You can also print it for future use.

Benefits of the E-Shram Card

• Direct Benefit Transfers
  • Eligible workers may receive financial assistance directly into their Aadhaar-linked bank accounts.
    
    
• Social Security Schemes
  • Coverage abound from the National Pension Scheme, Pradhan Mantri Suraksha Bima Yojana, and other programs.
    
    
• Unintentional Coverage
  • Your insurance covers accidental disability or death of about ₹2,000.00.
    
    
• Skill Development
  • We provide free training and skill development programs to improve job opportunities.

How would one update the E-Shram Card details?

Here's how you update your personal information—that is, your address, mobile number, or bank account details:

1. Log onto the Portal
   • You must log on using your UAN or Aadhaar associated mobile number after visiting the E Shram Portal.
     
     
2. Edit Profile
   • Navigate to the ‘Update Profile’ section.
     
     
3. Update the Required Details
   • Modify the necessary details and upload relevant documents, if required.
     
     
4. Save Changes
   • Review the updates and save the changes.

E-Shram Card Self Registration Online

1. Visit the Official Portal
   
   
   • Open eshram.gov.in.
     
     
2. Click on ‘Register Yourself’
   
   
   • Select Register Yourself on the homepage.
     
     
3. Enter Aadhaar Details
   
   
   • Once you enter your Aadhaar number, you will have to verify it using the OTP you obtained on your smartphone.
     
     
4. Fill in Personal Details
   
   
   • Fill this form with your name, address, occupation and bank account details.
     
     
5. Submit and Generate UAN
   
   
   • You can submit the form to get your Universal Account Number (UAN) and get your E Shram Card.

FAQs: All You Need to Know About the E-Shram Card

1. How do I check my e-shram balance?
   
   
• See the official E Shram Portal eshram.gov.in; you may log in with OTP and your Aadhaar linked mobile number.
  
  
• Go to the Check Payment Status section.
  
  
• Visit your UAN or Aadhaar no. to check your balance.
  
  
• You can also check your balance through your Aadhaar linked bank account through any mobile banking or UPI app.
  
  
2. How do I get ₹3000 from an E-Shram card?
   
   
• Eligible workers may receive ₹3000 under specific schemes associated with the E-Shram Card, like pension schemes for unorganised workers. To avail this benefit:
  
  
• Make sure the E-Shram Portal shows you as registered.
  
  
• Link your bank account with your Aadhaar card.
  
  
• Check for eligibility under state-specific welfare schemes or central government programs for unorganised workers.
  
  
3. How can I check my E-Shram installment status?
   
   
• Log in to the E-Shram Portal.
  
  
• Click on ‘Payment Status’ on the dashboard.
  
  
• Enter your UAN or Aadhaar number to view the status of your installment.
  
  
• You can also verify payments through your bank's SMS alerts or mobile banking app.
  
  
4. How can I connect my E-Shram card—should I already have one—to a bank account?
   
   
• Visit your bank branch carrying your E-Shram card and Aadhaar card.
  
  
• Fill your Aadhaar-seeding form that the bank provides you.
  
  
• Submit it along with a photocopy of your Aadhaar and E-Shram card.
  
  
• After processing, your account will be linked to your bank account with the E-Shram card.
  
  
5. How do I check my Shram card balance?
   
   
• Log in to the E-Shram Portal and navigate to the payment status section.
  
  
• Use the UMANG app to track balance and payment updates.
  
  
• Check your bank account linked to Aadhaar for any credits under the E-Shram scheme.
  
  
6. How can I get ₹1000 from the E-Shram card?
   
   
• Under government schemes, financial assistance up to ₹1000 is provided to workers registered in E-Shram Card. To claim this:
  
  
• Link your Aadhaar to accounts.
  
  
• Eligibility will be checked by logging into the E-Shram Portal.
  
  
• If you qualify, the amount will be credited directly to your Aadhaar-linked bank account.
  
  
7. What’s in the E-Shram payment list?
   
   
• Log in to the official E-Shram Portal.
  
  
• Choose 'Payment List' or 'Payment Status.'
  
  
• Enter your UAN or Aadhaar number to check the list of payments credited to your account.
  
  
• Alternatively, you can visit your bank or review your bank statements for direct benefit transfers (DBT) under the plan.
  
  
8. How can I obtain the UAN number for the E-Shram card?
   
   
• The E-Shram registration process generates the UAN (Universal Account Number).
  
  
• Log in to the E-Shram Portal using your registered Aadhaar-linked mobile number.
  
  
• Your E-Shram dashboard will display the UAN.
  
  
• Your downloaded E-Shram card also prints the UAN.